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Compound
the compounding desk
Making sense of Binance Earn: how Flexible, Locked, Staking and Launchpool work, and how returns are figured
Putting idle crypto to work — Flexible, Locked, Staking, Launchpool, Dual Investment, stablecoin yield. How each one actually works, how the return is calculated, how many days until you can redeem, and where the risk is hiding. Understand the structure first, then decide whether to put money in.
The line items · What a yield is actually made of
Principal
The crypto you deposit
Yield engine
Staking / lending / mining
Redemption
T+0 or locked for N days
Risk side
Price swings / floating APR
Denomination chart · Choosing among the ways to earn yield
| Method | Lock-up | Liquidity | Where yield comes from | Main risk |
| Flexible | None | Redeem anytime | Lending / staking | Low · floating APR |
| Locked | N days | At maturity / convert to Flexible | Fixed interest | Medium · lose interest on early exit |
| Staking | By coin | Has an unstaking period | On-chain validation rewards | Medium · price + unstaking wait |
| Launchpool | Event window | Redeem anytime | Farming a new coin | New coin, big price swings |
| Dual Investment | Until settlement | Can't cancel | Like selling an option | High · not a "sure thing" |
A qualitative comparison to help you tell them apart; actual rates, terms and rules always follow Binance's current page.
Tool stubs · Run the numbers yourself (all in-browser, nothing sent anywhere)
Certificate stubs · All the guides
Risk terms · Read these before you put money in
Crypto earn products are not bank deposits, are not covered by deposit insurance, and are not principal-protected. Posted APR / APY figures fluctuate, and past returns don't predict future ones. When prices fall, the fiat value of your holdings can shrink even as your coin count grows. Locked and fixed-term products usually can't be pulled out before maturity, and exiting early typically forfeits the reward for that period. Structured and new-coin products like Dual Investment and Launchpool carry more risk and are not a "sure thing." Actual rates, terms, redemption rules and supported coins always follow what Binance's own page shows at the time. This is an independent third-party guide, not affiliated with Binance, and it does not give investment advice; whether to take part is your call, based on your own risk tolerance.
Written by the YieldStub desk · a pen-name team · we check flows, rules and common issues against official sources
Corrections / suggestions: [email protected] · Not affiliated with Binance